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If you’re buying land to build a home on, you can get a lower interest mortgage that pays off your land loan after construction is completed. The loan may also have more stringent credit score requirements and a higher interest rate. The U.S. Department of Agriculture offers loans called Section 502 direct loans, which help low-income.
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Although we’ve included loans for lots and land in the same discussion here, there even can be differences in a lender’s loan terms and requirements based on whether the property is a finished lot in a platted subdivision or is a vacant, undeveloped parcel of land. westview mortgage lenders seminole mortgage lenders seminole COUNTY FL.
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Land loans aren’t as common as mortgage loans, so your options may be limited. Also, because of different factors, you could end up with a shorter repayment period and higher down payment and.
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