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Your real estate agent will write a letter detailing all the ways that the appraisal was inaccurate. The lender then sends the letter to the appraisal department for review. You can expect to hear back in a few days.
If an appraisal update is performed before the original appraisal expires, it can be good for as long as 240 days. For VA loans , the validity period is typically six months and appraisals expire once the loan transaction has closed.
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Usually, the real estate appraiser has the opportunity to reach 3 levels of certification: Appraisal Trainee, Licensed Appraiser and Certified Appraiser. The second and third levels of license require no less than 2000 experience hours in 12 months and 2500 experience hours in no less than 24 months respectively.
That would include FHA refinancing loans that require an appraisal-an area the rules specifically address. "For example, an appraisal used for the purchase of a property cannot be used again for a subsequent refinance, even if the appraisal is within the 120 day validity period.
Founded in 2009, Springhouse is a full-service valuation solutions and appraisal management company. is an integrated service provider and marketplace for the real estate and mortgage industries.. Your real estate agent will write a letter detailing all the ways that the appraisal was inaccurate.